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  • Canada-Wide Coverage
  • Licensed Lenders Only
  • Fast e-Transfer Funding
  • Bad Credit Welcome
  • Free & No Obligation
Canada-wide · Licensed lenders

e-Transfer Loans in Canada

Compare e-Transfer payday, bad credit, installment and car loans from licensed Canadian lenders — one free request, and once approved, funds land in your bank account by Interac e-Transfer, often within minutes.

  • Licensed lenders only
  • Bad credit welcome
  • No hard credit check
  • 100% online, no faxing
Free · No obligation

How much do you need?

Loan amount (CAD)$1,000
$100$1,500
Get my offer →
  • Funds by Interac e-Transfer
  • No hard credit check
  • Licensed Canadian lenders
13Provinces & territories covered
$100–$50,000Loan amounts available
e-TransferFunds sent in minutes once approved
100%Free to use, with no obligation
How it works

From request to e-Transfer in four steps

  1. 1

    Choose your amount

    Pick how much you need — from a small short-term advance to a larger installment loan.

  2. 2

    Send one request

    Complete a single short, secure online form. No paperwork, no faxing, no branch visits.

  3. 3

    Get matched

    Your request is matched with licensed Canadian lenders that serve your province.

  4. 4

    Get funded

    Accept and sign, and the funds are sent straight to your bank by Interac e-Transfer.

Why Dila

Built around fast e-Transfer funding

Dila is a free referral service, not a lender. One short request is matched with licensed Canadian lenders, and once you accept an offer, the money arrives by Interac e-Transfer.

See how it works →
  • Fast e-Transfer funding

    Once approved and signed, funds are sent by Interac e-Transfer — often within minutes, not days.

  • Licensed lenders only

    Every lender in the Dila network is licensed and overseen by its provincial regulator.

  • Bad credit welcome

    Approval rests on your income and banking activity, not your credit score.

  • No hard credit check

    Applying uses a soft check, so your credit score is left untouched.

  • Free & no obligation

    Comparing offers costs nothing, and you are never obliged to accept one.

  • 100% online, 24/7

    Apply any time from any device — no branch visit and nothing to mail.

Questions

e-Transfer loans, answered

An e-Transfer loan is a loan funded by Interac e-Transfer. Once you are approved and sign the agreement, the lender sends the money straight to your bank account by e-Transfer — often within minutes, with no branch visit.
Most approved applicants receive funds by Interac e-Transfer within 15 minutes to a few hours. Exact timing depends on the lender and your bank.
No. Lenders in the Dila network weigh your income and banking activity alongside credit, so bad credit, no credit history, and past insolvency are all welcome.
No. Applying uses a soft check, so there is no hard credit pull and your score is unaffected.
e-Transfer loans through Dila range from $100 to $50,000, depending on the loan type, your income, and the rules in your province or territory.
No. Dila is a free referral service. We introduce you to licensed third-party lenders who make the final decision and fund the loan.

Your easy way to compare e-Transfer loans in Canada

One free, secure request is matched with licensed Canadian lenders — and once approved, funds arrive by Interac e-Transfer. There is no cost to look, and no obligation to accept an offer.